Who we are
This website is operated by Deschenes Financial Services Inc., a licensed insurance agency based in San Antonio, Texas. "We", "us" and "our" mean Deschenes Financial Services Inc. By using this site you agree to these terms. If you do not agree, please do not use it.
Information, not advice
The content on this site explains insurance in general terms. It is not legal, tax or financial advice and it does not describe any one policy in full. Coverage is governed only by the policy a carrier issues, including its exclusions and limits.
Quotes and coverage
A quote is not an offer of coverage, and no coverage is in force until an insurance company accepts your application and issues a policy. Carriers make their own underwriting decisions, and plan availability depends on where you live.
We are not connected with or endorsed by the U.S. government or the federal Medicare program. For information on all of your Medicare options, contact Medicare.gov, 1-800-MEDICARE (TTY 1-877-486-2048), or your local State Health Insurance Assistance Program (SHIP).
Contacting you
When you send a form on this site, you agree that we may contact you about your request by phone, text message or email at the details you gave. Consent is not a condition of buying anything. Reply STOP to any text, or tell us, and we will stop.
Agent applications
Sending an agent application does not create an appointment, contract or employment relationship. Any appointment is subject to a separate written agreement and to carrier approval.
Using this site
Give accurate information in forms. Do not try to break, overload or gain unauthorised access to the site or the agency's internal tools, and do not scrape or republish the site's content in bulk without written permission.
Our content and other websites
The text, graphics and logos on this site belong to Deschenes Financial Services Inc. or are used with permission. Links to carriers, government agencies and our brand sites are provided for convenience; we are not responsible for the content or privacy practices of sites we do not control.
No warranty, and limits on liability
We work to keep this site accurate and available, but it is provided "as is". To the extent the law allows, we are not liable for losses arising from use of the site or reliance on its general content. Nothing in these terms limits any right you have under Texas insurance law or any duty we owe you as your agent.
Governing law
These terms are governed by the laws of the State of Texas. Any dispute about them will be heard in the courts of Bexar County, Texas, unless the law requires otherwise.
Changes and contact
We may update these terms; the date below shows the latest version. Questions: contact@deschenesfinancial.com or 210-696-7900.
Last updated: October 2026.